Tools and Credit Costs
The short version
Most of Cognivo is free. Three tools cost credits: Bubble Maps costs 1 credit, Smart Accounts costs 2 credits, and Wallet Intelligence costs 6 credits. Cognivo quotes the cost first, and only charges after you say yes, and only when the report actually comes back with something. Everything else, including chat, runs free.
Use this page when you want to know before you start whether an answer is going to cost you anything.
Your daily free credits
Every account gets 5 free credits per day. They reset at midnight UTC. Because chat and almost every tool are free, most people never spend them.
If you want more than the daily allowance, you can buy credits. See Billing and credits.
What runs free
None of the following spends a credit today:
- Cognivo Chat. Asking questions, follow-ups, and summaries.
- Token & Contract Analysis. Contract checks and risk signals for a token.
- Transaction Intelligence. What a transaction hash actually did.
- Holder Concentration. How tightly a token's supply is held.
- Liquidity. Lock and burn status for a pool.
- Price Integrity and Bridge Analysis.
- Wallet Tracer. Fund-flow traces and their result tabs.
- Wallet DNA. Behavioural wallet profiles.
- Account views such as Investigation History, Saved items, Notifications, Activity, Usage, Watch Profiles and Alerts.
- Receiving alerts on every channel, and setting up alerts and watch profiles.
The three tools that cost credits
Find all three in the Wallet Tracer dApp under the Intelligence menu.
| Tool | Cost | What it answers | What you give it |
|---|---|---|---|
| Bubble Maps | 1 credit | How a token's holders cluster and connect to each other | Chain plus the token contract address |
| Smart Accounts | 2 credits | Whether an address is a smart account or a delegated account, and who controls it | Chain plus an address or a transaction hash |
| Wallet Intelligence | 6 credits | A grounded behavioural profile of a wallet: activity, patterns and holdings context | Chain plus a wallet address |
All three work on Ethereum, Base, BNB Chain and Robinhood Chain. On Robinhood Chain, Smart Accounts can tell you an address is a smart account but cannot yet break down the steps inside a transaction. Bubble Maps needs a real contract address. A ticker on its own is refused, because Cognivo will not guess which contract you meant.
Cognivo also has a free address check that tells you whether an address is a normal wallet, a contract, or a delegated account. That is not the same tool as Smart Accounts and it costs nothing.
How the charge works
Before anything is deducted, Cognivo shows you the price and asks. Wallet Intelligence, for example, asks "This wallet intelligence check costs 6 credits. Run it?" and waits. If you decline or cancel, you are charged nothing.
You are also charged nothing when the run fails, comes back empty, or repeats a request you already paid for. The credit is spent only when a real result arrives.
If you ask Cognivo Chat for a bubble map or a smart account check, Chat does not run it there. It replies with the cost and a link that opens the tool in the dApp, where you confirm.
If any surface ever quotes you a figure other than 1, 2 or 6 credits, treat the confirmation prompt in the dApp as the one that counts, and remember that nothing is charged until you accept it.
Reading the result honestly
A tool tells you what Cognivo checked and what it found. It does not declare a token safe or a scam.
If a field comes back as unavailable, not verified, or unknown, that means Cognivo could not confirm it from the sources it had, not that there is nothing there. Treat it as a gap to look into, not as a clean result. See Not verified, not assessed, augmented.
Buying credits
Credit packs are bought on the billing page in Wallet Tracer, paid with USDT or USDC on Ethereum.
| Cost | Credits received |
|---|---|
| $10 | 1,000 credits |
| $25 | 2,650 credits, including a 6% bonus |
| $50 | 5,500 credits, including a 10% bonus |
| $100 | 11,200 credits, including a 12% bonus |
What to check next
- Billing and credits for balances, payments and history.
- Credits and billing in Chat for how confirmation looks inside a conversation.
- Wallet Tracer overview for the dApp itself.